Just the peace of mind you will get by taking out that private health insurance policy is worth it and will pay for itself.  Infact the policy will basically pay for itself in a few years.  Health insurance is one of those things these days that you can not be without…literally because in a few states now you will get major penalty fees come tax time if you do not have that health insurance in place.  This way you will have something if and when you need it and without the hassle that many people are going through currently when they are sick and actually need their insurance. 

And there is a great source of information out there to help you make a decision on this for you and your family.  You just never know when you are going to need that health insurance and to have it now is better than later and after the fact.  It just makes sense in this economy and in this day in age to be prepared.   Get a private insurance that you know will cover you and your needs.  Pay for YOUR insurance as many people are sick and tired of paying for their own and every person.  I don’t know why the working person gets penalized for having that job and is forced to pay for everyone elses care!